BANKS

Balance checked. Now what?

People open a bank app to check one number and leave. We give them a reason to come back tomorrow: content, connectivity and rewards, inside your app, billed on your rails.

THE DAY BETWEEN TWO BALANCE CHECKS

WHERE THE PRESSURE IS

Margin is moving out of the account.

Fees are capped, spreads are thin, the core product is a commodity.

Acquisition costs more than the customer.

Sign-up bonuses buy a download, not a habit.

Fintechs own the daily open.

Wallets are in the pocket every day. The bank app is opened when something is wrong.

WHAT WE WOULD PUT IN YOUR APP

Four plays. One day.

01

The daily-open pack.

Short drama, music and games inside the app, a month free with a new account, then billed to the card.

02

Data for the trip.

eSIM for the destination, offered in the app when the card is used abroad.

03

The family plan.

Kids and learning content with the family account.

04

Protection that renews.

Device and identity protection on a monthly charge, from day one.

FOUR OPENS BEFORE DINNER

A DAY WITH

Camila, Buenos Aires.

6:40. Camila's alarm is one of ours, inside her bank's app. On the bus she watches an episode of a short drama, billed to the card she already trusts. At lunch she buys data for her trip to Miami without leaving the app. One app, opened four times before dinner. Last month it was opened twice.

HOW IT RUNS FOR YOU

Three steps. Your rails.

01

Your brand, or ours.

White-label inside your app, or our apps as a benefit.

02

Billed on your rails.

Card, account, bill or points. No new checkout.

03

Live in weeks.

One integration. Our team runs it every day.

NOT AN AGGREGATOR. AN OPERATOR.

Our own products, plus the ones we carry.

Apps and content we own, and premium content we license. One shelf, ours to run.

One engine runs it.

Distribution, pricing, localization, creative and support, every day, with agents.

Both open to you.

Your brand or ours. Your rails. Our day-to-day.

100M+ PEOPLE A MONTH · 170+ COUNTRIES

See the engine

QUESTIONS EXECS ASK

Who owns the customer?

You do. The relationship, the data you already hold and the billing stay with you. We run the products behind it.

Who bills?

You do, on your rails: card, account, bill or points. We settle with you.

What do you need from us?

One integration and one owner on your side. We bring the products, the engine and the team.

How long until it is live?

Weeks for the first products, then it grows every month.