FINTECH
Make the wallet the habit, not the errand.
Wallets are opened to pay and closed. We add the products people use between payments: content, connectivity and protection, inside your app, on your rails, so the wallet is where the day starts.
BETWEEN TWO PAYMENTS
WHERE THE PRESSURE IS
Payments are a thin margin.
Interchange and FX get competed away.
Growth is bought.
Cash-back and referral bonuses buy sign-ups that go quiet.
Engagement is the asset.
The wallet that opens daily wins the next product. The one that opens to pay does not.
WHAT WE WOULD PUT IN YOUR APP
Four plays. One day.
01Between two payments.
Music, drama and games billed from the balance. A reason to open daily.
02Top-up plus.
eSIM data and airtime with every top-up, one tap.
03Protection on the wallet.
Device, identity and purchase protection that renews monthly.
04The merchant shelf.
Products your merchants can offer their customers, billed through you.
EVERY OPEN IS A TRANSACTION
A DAY WITH
Wei, Singapore.
Wei pays for coffee with the wallet. The wallet pays him back with the music he listens to on the walk, billed from the balance. The wallet opens twice before noon, and every open is a transaction.
HOW IT RUNS FOR YOU
Three steps. Your rails.
01
Your brand, or ours.
White-label inside your app, or our apps as a benefit.
02
Billed on your rails.
Card, account, bill or points. No new checkout.
03
Live in weeks.
One integration. Our team runs it every day.
NOT AN AGGREGATOR. AN OPERATOR.
Our own products, plus the ones we carry.
Apps and content we own, and premium content we license. One shelf, ours to run.
One engine runs it.
Distribution, pricing, localization, creative and support, every day, with agents.
Both open to you.
Your brand or ours. Your rails. Our day-to-day.
100M+ PEOPLE A MONTH · 170+ COUNTRIES
QUESTIONS EXECS ASK
Who owns the customer?
You do. The relationship, the data you already hold and the billing stay with you. We run the products behind it.
Who bills?
You do, on your rails: card, account, bill or points. We settle with you.
What do you need from us?
One integration and one owner on your side. We bring the products, the engine and the team.
How long until it is live?
Weeks for the first products, then it grows every month.